CashBag Privacy Policy

Thank you for using the CashBag application (hereinafter referred to as “the Service”). The Service is operated by SUPMANKHONG PUNLARN COMPANY LIMITED.

This Privacy Policy explains how we legally collect, use, store, and protect your personal information during your use of CashBag services. It also informs you of your privacy rights and how applicable laws protect your personal data.

We highly value the protection of your personal information and are committed to managing and safeguarding your data in accordance with this Privacy Policy, providing you with a safe, transparent, and reliable digital lending service experience.

By downloading, registering, or using CashBag, you acknowledge that you have read, understood, and agreed to the information collection, usage, and protection practices described in this Privacy Policy.

CashBag is technically supported by SUPMANKHONG PUNLARN COMPANY LIMITED. All funds used to provide loan services through this application come from lawful sources of SUPMANKHONG PUNLARN COMPANY LIMITED and are not related to any illegal financing activities or unidentified third-party funds, ensuring transparent funding sources and stable business operations.

1. Information Collection

To provide you with safe, efficient, and convenient credit services, CashBag may collect necessary information after obtaining your authorization, including but not limited to personal identity information, contact information, device information, location information, and data related to loan services.

The information we collect is only used for identity verification, loan assessment, risk evaluation, account security protection, and improving service experience.

1.1 Camera Permission

During the loan application, identity verification, or document upload process, CashBag may request access to your camera permission.

This permission is used for:

• Capturing identity documents;
• Uploading identity verification materials;
• Completing facial recognition or identity confirmation.

Camera access will only be activated when you actively use related functions.

2. Purpose of Information Use

The information we collect will be used for the following lawful and necessary purposes:

• Reviewing loan applications, including identity verification, eligibility assessment, and credit risk analysis;
• Completing loan approval and fund disbursement processes;
• Managing your account and providing customer support;
• Preventing fraud and protecting account and fund security;
• Analyzing service usage and continuously improving product features;
• Providing important service-related notifications.

We promise:

Except where required by laws and regulations, or where necessary for providing loan services and risk management, we will not sell, rent, or unlawfully disclose your personal information without your authorization.

3. Data Retention and Deletion

Data Retention

We will retain your personal data for the period necessary to achieve the purposes described in this Privacy Policy and comply with applicable laws and regulations.

Data retention is used for:

• Fulfilling legal obligations;
• Handling service requests;
• Resolving disputes;
• Maintaining account security.

Data Deletion

You have the right to request deletion of your personal information collected by us.

You may submit a request through:

• Contacting our customer service team;
• Using relevant functions within the application.

Where there is no legal requirement or other necessary reason for retention, we will process your deletion request within a reasonable period.

4. Personal Data Security

We highly value the security of your personal information and adopt reasonable technical and management measures to protect your data.

These measures include:

• Encrypted data transmission;
• Secure server storage;
• Strict access control;
• Regular security inspections.

Although we take reasonable measures to protect your information, data transmission over the internet cannot guarantee absolute security.

5. Third-Party Service Links

CashBag may contain links to third-party services or platforms, such as payment services or other partner services.

The data processing practices and privacy policies of third-party platforms are not governed by this Privacy Policy.

We recommend that you carefully review their privacy policies before using third-party services.

6. Privacy Policy Updates

We may update this Privacy Policy based on business development, changes in laws and regulations, or adjustments to our services.

If significant changes occur, we will notify you through the application and remind you to review the updated content.

We recommend that you regularly review this Privacy Policy to understand the latest information protection measures.

7. Contact Us

If you have any questions regarding this Privacy Policy or would like to learn more about personal information protection, please contact us through the following methods:

Company Name:SUPMANKHONG PUNLARN COMPANY LIMITED

Phone:0629052187

Email:devops@sapmankongworld.com

We will respond to your requests promptly and provide support regarding privacy protection.